Opportunity Information
OG- II/ OG- I
1
Bank/ Digital Bank/ Microfinance Bank/ Financial Institution
Mid Career
On Site
Karachi
The Role
Credit Analyst (OG-II/ OG-I) in NBP's Risk Management (SME Risk) area in Karachi, reporting to the Wing Head- Risk SME, analysing credit proposals and assessing obligors' creditworthiness.
•Analyze credit proposals and requests, assess creditworthiness of obligors in conjunction with business cycles and cashflows, identify risks and suggest mitigants while ensuring regulatory and internal policy compliance •Coordinate with relevant business groups to solicit information for due diligence •Partner with business and risk teams to develop and execute credit analysis considering market dynamics, client industry and competitive positioning •Analyze client cash flow and liquidity position with ratio analysis and/ or stress testing of balance sheet strength, cash flow and profitability •Analyze reputational risk profile, including climate and sustainability risks •Conduct security assessments, review search reports and analyze collateral/ security •Recommend requests for approval •Provide insightful and timely portfolio analysis •Assist in internal/ external audits •Perform any other assignment assigned by the supervisor(s)
Applicants General Eligibility & Requirements
•National Bank of Pakistan is an equal opportunity employer and welcomes applications from all qual
3+ years
Education, Experience and Skills Requirements
- Bachelor's Degree (14 Years): Any Discipline
- Masters: Any Discipline
Minimum 3 years of banking experience within Commercial and/ or SME, on the business side and/ or risk management side, in a commercial bank
Credit Analysis, Financial Statement Analysis, SBP Prudential Regulations, MS Office
•Contractual employment for three years, renewable at the discretion of the Management
Salary, Compensation & Benefits
- As per Policy
Application
- Applications are handled by Sidat Hyder Morshed Associates (recruitment consultant) through its careers page
- No TA/ DA is admissible for the test/ interview
About the Employer
National Bank of Pakistan (NBP)