Opportunity Information
OG- II/ OG- I
1
Bank/ Digital Bank/ Microfinance Bank/ Financial Institution
Mid Career
On Site
Karachi
The Role
Officer Risk Review (OG-II/ OG-I) in NBP's Risk Management (SME Risk) area in Karachi, reporting to the Wing Head- Risk Review, independently reviewing SME and commercial credit approvals.
•Independently review SME and Commercial credit approvals processed by Regional Head Credit and Hub Head Credit under delegated authorities •Conduct risk-based post-approval reviews to assess compliance with internal credit policies, delegated approval authorities and SBP Prudential Regulations •Identify policy deviations, documentation deficiencies, underwriting weaknesses, recurring exceptions and emerging portfolio risks, and recommend corrective and preventive actions •Ensure timely closure of Risk Review observations and monitor implementation of agreed corrective actions across Regions and Hubs •Ensure timely completion of reviews •Perform any other assignment assigned by the supervisor(s)
Applicants General Eligibility & Requirements
•National Bank of Pakistan is an equal opportunity employer and welcomes applications from all qual
3+ years
Education, Experience and Skills Requirements
- Bachelor's Degree (14 Years): Any Discipline
- Masters: Any Discipline
Minimum 3 years of banking experience in Credit Risk Management, Credit Approvals, Credit Review, Commercial Banking and/ or SME Banking within a commercial bank Preferred: Hands-on experience in independent credit review, portfolio monitoring, delegated credit approval, regulatory compliance and policy implementation
Credit Risk Assessment, Report Writing, MS Office, MIS Reporting
•Contractual employment for three years, renewable at the discretion of the Management
Salary, Compensation & Benefits
- As per Policy
Application
- Applications are handled by Sidat Hyder Morshed Associates (recruitment consultant) through its careers page
- No TA/ DA is admissible for the test/ interview
About the Employer
National Bank of Pakistan (NBP)