Opportunity Information
1
Bank/ Digital Bank/ Microfinance Bank/ Financial Institution
Mid Career
Regular/ Full Time
On Site
Karachi
The Role
Raqami Islamic Digital Bank is hiring an Assistant Manager Product Consumer Financing in Karachi to support the development and management of its Personal Finance, Auto Finance, Home Finance, BNPL and employer-program financing products.
•Support management of consumer financing products throughout their lifecycle •Gather, document and analyze business and customer requirements •Prepare business requirement documents, user stories, process maps and functional specifications •Support enhancement of customer journeys across Personal Finance, Auto Finance, Home Finance and BNPL products •Assist in coordinating product implementations with Technology, Operations, Risk, Compliance and Shariah teams •Participate in Agile ceremonies, sprint planning, backlog grooming and release activities •Support User Acceptance Testing (UAT), business validations and implementation readiness activities •Monitor product performance, financing volumes, customer adoption and utilization trends •Conduct market research and competitor analysis to identify product opportunities •Support development of employer-based financing programs and digital financing initiatives •Assist in preparing product performance reports, dashboards and management presentations •Coordinate approvals required from Risk, Compliance, Legal, Operations and Shariah teams •Support development of product policies, procedures and product programs •Analyze customer feedback and financing performance to identify improvement opportunities •Ensure products comply with SBP regulations, internal policies and Shariah principles •Support product launches, communication plans and stakeholder engagement activities
Applicants General Eligibility & Requirements
•Equal opportunity employer; applications welcome from all qualified individuals, including Persons
3- 5 years
Education, Experience and Skills Requirements
- Bachelor's Degree (16 Years): Business Administration, Finance, Banking, Economics, Accounting, Information Systems, Engineering
- Masters: Business Administration
3-5 years in Consumer Finance, Product Management, Business Analysis, Retail Banking, Digital Financing, Fintech and Consumer Banking Operations Preferred: Experience in Islamic Banking and digital financing environments
Consumer Financing Products, Product Lifecycle Management, Business Analysis, Customer Journey Mapping, Digital Financing, Agile/ Scrum, UAT Planning & Execution, Product Analytics & Reporting, Process Documentation, Regulatory Compliance, Stakeholder Management, Microsoft Excel, Power BI, Jira, Confluence
Application
- Curriculum Vitae
About the Employer
Raqami Islamic Digital Bank